Credit Card Strategy · UK · Honest Reviews

Credit Card
Strategy

The cards that fund luxury travel, reviewed honestly. Which ones are worth the annual fee and which to skip.

Comparison table

Best cards for luxury travel 2026

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Card Annual Fee Earn Rate Key Benefit Score Verdict
American Express Platinum I carry this card £650/yr 1 Points Per £1 Priority Pass + Fine Hotels + Hilton Honors + Avis Preferred & Many More 9.1 Essential Coming Soon
Virgin Atlantic Reward+ Companion voucher card £160/yr 1.5 Points Per £1 Annual companion voucher with £10,000 Spend 8 Recommended Coming Soon
Barclaycard Avios Plus Good starter card £240/yr 1.5 Avios Per £! Avios Upgrade Voucher 8.5 Recommended Coming Soon
American Express Nectar Great Everyday Spend Card £30/yr 2 Nectar Points Per £1 Bonus Nectar Partner Offers, Some offering up to 8 x points Per £1 9 Essential Coming Soon
Card reviews

Every card, Jetlag Scored

Card reviews coming soon.

Important Information

Credit card eligibility and approval is subject to your individual circumstances, financial history and the card issuer's criteria. Jetlag & Champagne is not a financial advisor and nothing on this page constitutes financial advice. Always read the full terms and conditions before applying for any credit product.

Where representative APR is relevant, this will be displayed on the card issuer’s website. The Jetlag Scores shown are based on our personal experience of each card’s travel benefits and do not reflect suitability for your individual circumstances.

This page contains affiliate links. If you apply for a card through one of our links we may earn a commission at no additional cost to you. This never influences our scores, verdicts or editorial independence.

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